Question by fullofquestions: Does anyone know of a website that offers payday loans without bank account or credit check? Oh, and same day? I live in Texas, I don't know if that matters. Best answer for Does anyone know of a website that offers payday loans without bank account or credit check? Oh, and same day?:
Answer by REnate
No, no way. There is too great a risk.
Answer by Julie
If there are, don't use them. No matter where you are. Payday loans are no better too.
Answer by Dan M
You should check out my website and click on the link after the #1. If you need a credit card with 0% interest click on the banners below. http://www.freewebs.com/whowantstoberich
Answer by Alex K
Try the below website:
Answer by mamabear
Why don't you just go out to a payday loan place? All you need to bring is proof of income, your checkbook (your check is used as collateral), and I think your checking account statements. They do not check credit, and are safer than website loans, as they do not get a hold of your credit/debit card number.
Answer by Reenie
That sounds a little bit risky, but you could try this site. There is information here about various loans, including payday loans. http://loan.divinfo.com/
Answer by RaleighF
The site below will explain the risks, as well as at least a half dozen places that offer what you are looking for. If you are resposible and only need the money for VERY short term needs, then these places offer a great resource. Best of luck to you.
Answer by Mr Chris Peters
Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3%.I give out loan to Business,Auto and personal loan to Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $ US and SGD the maximum I give is 5,000,000 both in pounds and $ US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $ 10,000,000m I can give only if you are one of these cartigories: Manager of a company A private Holder A broker in banks A director in any office or company A high investor of and compay If you are one of the following you can get $ 10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon. NAME:............................ PHONE:........................... COUNTRY:......................... LOAN AMOUNT NEEDED.....................sen... these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com
Answer by bill b
Have a look here.
Answer by
Now, you have no need to be panic any more if you are the holder of bad credit records such as amount outstanding arrears, defaults, bankruptcy, insolvency, CCJs (country court judgments), IVA (individual voluntary agreements), late payment, skipping of installment and so on because despite of being tagged with such records you can take the help of online payday loans without teletrack to solve your cash crises instantly. These loans are free from lengthy procedures and paper working. A best part of these loans is that to get the loan you have no need to pledge any precious property as collateral. It means you can obtain payday loan without any difficulties. There is no requirement of call to fax the documents to the lender as the entire processing is done online that means you can save your time also by availing loan online. The technology of availing online loan is very simple and fast. To obtain loan you just need to fulfill some personal details such as your name, address, contact number, source of income, e-mail ID, current bank account etc. after filling application, you just need to submit it to the lender, the lender will verify after approving application, you can apply for online payday loans without teletracking in a very simple way. But while filling online application form one thing keep in your mind that by chance the application doesnt match with your personal details, it can be rejected. An online payday loan without teletracking is a short term and ...
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Most lenders, be it a payday loan company or otherwise, will require that you have a bank account in order to apply successfully. Not only will this provide them with a location to deposit and collect funds, but it will also help to verify your credit rating and other personal details.
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There's a lot of information that can be gleaned from a bank account. When it comes to payday loan companies, perhaps the most important aspect is the monthly or weekly income that you receive from your employer. If you are able to prove this regular transaction, then securing funds will be a walk in the park. In fact this is why most payday loan companies ask that you supply the details from the bank that your salary is paid into.
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If the account is in your name, then personal details can also be confirmed in a quick and unobtrusive fashion.
With payday loans being built with speed and efficiency in mind, this is the perfect way to eliminate unnecessary processes and checks.�
As mentioned though, when you apply for a payday loan �?" particularly online �?" then it is essential that the lender has somewhere to deposit the funds. As such, a bank account is absolutely essential. Some high street lenders who provide cash on site may be more accommodating; however, most will still require a bank to help with the most important part, in their eyes at least �?" repaying.
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For most borrowers, there's nothing else that needs to be done once you've accepted the terms of your payday loan. This is because the lenders deliberately automate most of the process. As such the funds can be available to you within hours and they can collect the funds on an agreed date.
Now if the required money isn't available, the payday loan company can pursue you in order to secure the repayment. Without a bank account and your other details, this simply wouldn't be feasible.�
So in essence the bank account acts as a proof of identity and a form of guarantee for the lender. Without this, the risk would be too high for most companies to seriously consider and therefore borrowing would become even more difficult than it already is.
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Some may even go further and ask that your account accepts direct debits (to make transfers a little easier) and that it that you have a debit card attached (again, for ease of use). These are all fairly standard amongst most banks and therefore you should have no issue when it comes to applying. If you don't have a bank account at all though, your borrowing options will be significantly reduced. Unfortunately this will only be further exacerbated by the loss of credit rating as a result of not having a traceable financial history. So if you don't have one already, make sure you sign up for an account soon.
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So to briefly summarise, you will more often than not require a bank account to get a payday loan. There are a number of reasons why this is the case, but from the borrower's point of view, the most important is that it allows you to get your money quickly.
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