To get a student loan for off-campus housing, a private loan is required, as federal loans only go towards tuition and fees. Get a private loan, a part-time job or private grants for off-campus housing aid with financial advice from a guidance counselor in this free video on student loans. Expert: Cheri Ashwood Contact: www.wearehdtv.com Bio: Cheri Ashwood has a bachelor's degree in psychology and education, and has been a guidance counselor for nearly a decade. Filmmaker: Christopher Rokosz
http://leafgardenpress.com/ Student Loans : How to Get a Student Loan to Pay for Off-Campus Housing
Additionally, it would also provide details on the percentage of students who graduate, how much the average student pays monthly on federal loans after graduation and the default rate. Colleges and universities will not be required to use the form ... Feds urge colleges to adopt new student aid form
Giving life to the dream of a successful career, is what every student aims for. The education sector has evolved to a great extent, thereby creating more number of career options for the students. Perfection and precision are the terms which should be defined very well by a student to allow a stable flow of success in his career. Studying more, doing hard work has always been very important, but with the change in time, the students are also required to do smart work to achieve their goals. The career of the students is very much dependent on the field and the area of work they choose. The number and choice of colleges have grown manifold, but the student needs to be very careful about the choices he makes. A student has to watch his every step, before taking decision and heading towards his career.
The choice of the career of a student depends on a number of factors, which varies from person to person. But other than all the influencing factors and elements affecting the choice of the student, he must take guidance from a credible source about the career steps he is going to take.Visualisation and realisation of the career goals and where the student wants to reach is very important. Following are few of the ways, which can be help a student in taking an intelligent decision about his career:
Finding out what the student wants:The student must be able to realise, what he wants from his life and where he wants to reach in terms of career accomplishments. The choice of the career should be totally dependent on the dreams and the aspirations he has been wanting from so long. Today, there are a large number of courses, which gives the chance to the students to convert their dreams into reality. The colleges of India, have expanded its curriculum and the number of courses, trying to cover all the subjects and covert them in the form of professional courses. Research:After the realisation of what the student wants and where he wants to reach, the student should do a proper research about the course and its career prospects. The choice of the career cannot only be dependent on the interest of the student, its market value and acceptance is also very important. For this the student need to do a vigorous research, about the career prospects and future analysis of the course he wants to opt for. Changing market trends:The student must do a proper research on the market trends and the scenario of the respective industry in the coming years. There are many expectations attached with the success of the student, therefore he should make a wise decision. Career counselling:There are many counsellors or organisations, which help the students in making the right decision and getting him clear on his path to success. These counselling programs or the institutions are meant to clear the confusion of the students, and show them the right way. Student must attend the fairs and the seminars, which are organised by the schools or colleges of India, to help them decide about their career. Taking advice from the elders in house is also an intelligent step, because they have gone through this stage and they can present a better view about everything related to it.All these steps make a student wise and intelligent enough to choose a better career for himself and thereafter choose the right college for gaining education. Sources like internet, books and television are also important tools to gather information about the latest trends in the market. Therefore the student should always take guidance and do a proper career analysis before making any important decision related to his career.
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Answer by Kyle Busch is an 尻 �?�
1) As an out-of-state student in California, and paying out-of-state tuition, you're going to be lucky to be able to cover your tuition with student loans.... let alone housing. 2) Financial aid of any sort, whether it be grants or student loans, is primarily intended to help pay your direct academic costs - i.e. tuition and books - and not housing. GET A JOB! I know it's hard to believe - but kids have been working their way through college since the dawn of time, and apparently it's only today's generation that are so lazy they haven't considered it as a viable option.
Answer by PETA
I think first you should do the FAFSA and see what your EFC is. That will determine a ballpark of how much aid you could get. You need to do a financial aid budget also called cost of attendance COA. Total up tuition, fees, housing/meals (room and board), books, personal expenses and travel expenses. This is how much you will need to attend. You can try and see if they will accept you into a university. If you have good high school participation, volunteering and work history you may still get in. I would just try either way. Now out of state tuition is very expensive. If you dont qualify for many grants and even if you do it will not cover everything and you and/or your parents would need to take out loans to cover those costs to attend (federal loans like staffords, perkins, direct) or if they dont offer you any or enough of those you would need in addition a private loan. This could cause you to go into big debt. The rule of thumb borrowing for college is not to borrow more than you will make your first year with your degree. When you fill out the FAFSA you indicate what housing you want, off campus, on campus or with parents. The college will use this when they do a financial aid budget for you including all those things I mentioned above. If you pick at home they will budget nothing for you and usually if you pick off or on campus they budget the same amount. However, after you get your federal aid grants and loans that money will go into your college account first and the college will first take out their charges for tuition, fees, dorm and meal plan and anything left will be refunded to you to spend on other college expenses. If you dont even get enough to cover the collegte charges you would need to put money into that account. If you get a refund but its not enough to cover all your expenses that is where the private loan would come in which that should be a last resort. In summary, apply to universities as you may get in you never know, keep your costs down by attending college in state, find a college with the academics you need for your degree that you feel is safe and you would feel comfortable attending. If you EFC is high and you do not think you will qualifyf or much aid you can attend community college for awhile or for the duration. Just go to college however you have because its important. There is no need for housing in a community college so you are on your own in those cases to room with someone or get your own apartment. http://www.triptocollege.org/paying_colleges/figure_out/sample_letters.cfm http://studentaid.ed.gov/students/attachments/siteresources/12-13_Guide.pdf https://bigfuture.collegeboard.org/pay-for-college/paying-your-share/the-expected-family-contribution-efc-faqs
Answer by Elaine G
In this tough economy your best choice is to go to a New York community college. You won't need housing as you will be living with friends or family and communting there. This is the way to get it the cheapest possible By the way if it helps, imagine a world without financial aid. Where you have to pay out of pocket for everything. Where would your budget place you? In a New York Community College
