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Suggest Loans Today No Fee- Borrow Loans Today Without Any Fee IssuesQuestion by xrayvision: will i be penalized for having a credit score of 719 for a mortgage loan? we applied for a loan today and my credit score is 719 will i be penalized for this? the bank said no fee's for 720 and above !!! 1 point and we will have to pay another 1000? Best answer for will i be penalized for having a credit score of 719 for a mortgage loan?:
Answer by stan c
Just call the mortgage co and discuss the issue.
Answer by oahurealestate
719 is borderline between good and very good credit. It is probably in the top 20% of credit scores. Just relax and see what they say. It may be possible to increase your score within 30 days but you have to be careful on how you do it. Decreasing the balance on one credit card, or paying off one account may do it (but don't close that account). It may be that you applied for credit recently or something is showing that you paid on in the last month or so and hasn't posted. I would go over it line by line with the bank, ask for an appointment to review it with them. Aloha/
Answer by Bart M
seems like no problem
Answer by sloopy
They recently changed some of the criteria for FICO scores. 719 is good....I'd call them up or shop around for what you need.
Answer by Antionette Q
Your credit score is a good number and you should have no problems, of course eahc lender has different criteria so shopping around for the best deal is what should be your priority now.
