Do you have a bad credit score? Now your bad credit score will not stop you to get loan. Whatever reasons might behind your poor credit instant approval bad credit loans can help you out in your current financial problem. These loans are specially introduced for the benefits of the people who are suffering from bad credit ratings. So, if you are facing difficulties due to your bad credit, then these loans suits you the most.
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This scheme is the best opportunity for all bad credit holders in the UK but criteria's that you need to fulfill to obtain these loans are:-
�?� The borrower must be at least of 18 years of age.
�?� The borrower must be the citizenship of UK.
�?� The borrower must have a proof of having same residence for at least the last three months.
�?� The borrower must have a steady and reliable income of at least £1,000 monthly.
�?� The borrower must have an active and valid checking account in UK.
If you have met all these minimal conditions, all you need to do is go online and fill out a simple application form. Do not get worried of standing in long queues and preparing difficult paper work for fax. Just few clicks and you can get instant money in your hand today! It's that simple! No delays! Find More Instant Approval Bad Credit Loans-Now Your Bad Credit Is No More a Problem Issues
Question by derekbgriffith: where to get a 15000 loan or line of credit for bad credit.? i want to get 15000 to payoff some credit cards because the minimum payments is killing me and the debt is not coming down. does anyone know where i can get instant approval for this kind of loan or line? i need it for bad credit because my DTI is kind of high right now. Best answer for where to get a 15000 loan or line of credit for bad credit.?:
Answer by newjerseyguy
Frankly, its almost impossible now. Don't be taken in by the sucker responses to this posting.
Answer by UrbanCredit.net
I doubt very seriously that you would be able to get an unsecured line of credit. If you own a home you could either re-finance and take the equity to pay off your credit card debt or you could get a loan and use your house as colladeral. Other than that you may want to contact each credit card company and let them know that you are struggling and you need a lower interest rate until you get a handle on your bills. Dont close the credit cards because that will bring your score down more..unless you have more than 6 credit cards you may want to close (only if they agree to stop charging your finance rate each month) close the cards that you opened more recently. Your credit score is 35% payment history so if you close your credit cards that you have had open longer, you are cutting your credit history, which in turn brings your score lower... Good luck.. (get on a budget)
Answer by Randall Parker, MBA
Short answer... can't be done. Long, but correct answer... Start a business (Inc or LLC), set-up a business banking account, and apply for credit under the business name. You will need help with this, and it does take a little bit of time. Do an Internet search for companies that can help with this. Good luck!
Answer by Hazel S
Sounds like you're suffering like the rest of the nation. you're definately not alone. try your bank or local credit union first, especially if you're in good stnding with them. Another good source to check out is: http://www.credit-card-loans-debt.com
Answer by EyceMan
A few suggestions: 1) Just keep paying it for now. Even if it doesn't come down it's not going up either. Get a second job in the evenings or weekends doing telemarketing, surveys or even burger flipping. Use the money from that paycheck to knock that 15k down bit by bit. 2) Scour your place for junk to sell on ebay. Clean up old computers or laptops and just put them on ebay...use the proceeds to pay extra on one of the CCs. 3) Clean up your credit report. Learn all the tricks, like negotiating to get certain bad debts deleted in return for partial payment. Also write a dispute letter and a validation of debt letter. Sometimes the collection agency or creditor does not respond and the baddie drops off your credit report! Research this thoroughly. Credit repair is your friend. 4) Go to prosper.com preferably after fixing your credit as much as possible and apply for a debt consolodation loan. Go and talk to a personal banker for a debt loan also. It's hard to say what the answer is because I don't know your details but for every problem there are always multiple fixes.
Answer by Lila
So you have bad credit, right? Doesn't matter. You still have a possibility of getting loans. You must take utmost care before taking out bad credit loans. Otherwise, the very loan may become a repayment burden and a new debt. Therefore, it is not wise to apply for the first such loan offer that comes your waypayment defaults or CCJs in your name, your score has slumped. You should try to pay off some easier debts. Your rating will go up a bit in few months. This will help in winning the loan providers' confidence to some extent and the approval may be easier to come.
Answer by Marry M
need a loan for 15000 with bad credit..don't worry its better for you to try for an online loan.bcoz lot of banks in online lend loans even you have a bad credit also.i think that the below website will help you to find right solution.
Answer by neu k
try prosper.com