Question by katedekippa: finding a loan with poor credit rating due to applying for loans, is there one for me without using a broker? as i have been turned down in the past by the more common high street lenders and banks it has resulted in me applying for high interest loans mainly throough brokers who charge to locate you a loan or charge a fortune in phonecalls while taking ist second and third applications, my credit file as far as i can see is clear apart frommy applications i have made over thelast couple off years which have really gone against me. Can anyone help or know ofany lenders who will bw willing to accomodate me with a loan or even a bank account where i could be considered foa a loan thankyou Best answer for finding a loan with poor credit rating due to applying for loans, is there one for me without using a broker?:
Answer by swimmyfishy
Richard Tocada in charlotte will help you, in addition you do not pay BROKERS they are paid by the company that gives you the loan. if you were charged they were shady to say the least. have you tried a credit scrub?
Answer by baconshmals
I don't know the situation clearly enough to say that I can help you, but there are several of my clients that I have helped in situations where they have had horrible credit. It's generally with a hard money lender, with high interest rates if your credit is below 500, as high as 14%. But if your credit is above a 500, you should be able, all other things being where they should be, to get a decent interest rate. Maybe you haven't had the right broker, or maybe there are too many marks against you, I can't say which. As for the phone calls, you should have them call you, not the other way around. Apply online. Trust me, we want to call you, and you should not foot the phone bill. We brokers do earn our money, if they are honest, from what you pay, not from the lender we place you with. If you have more questions, or want some more details, email me or check out our website. Kevin Baconshmals@yahoo.com http://aapexfund.com
Answer by hunter2
Definitely want to contact the credit agencies and dispute the inquiries. Tell them that you didn't authorize the inquiries. They will remove quite a number for you. Best of luck
Answer by stopccdebt
There are some through lending tree that allow you to qualify with lower credit scores. They match you with several lenders that compete to earn your business. You can get up to 4 offers for a loan. Their referral service is free as far as I can tell.
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