Question by : Can a short term loan business contact me at work or home? I have an outstanding loan with a short term loan business here where I live and I was told that they can't visit me at my home or job. I'm also afraid of them taking me to jail. I haven't paid because I simply don't have the money. I was also told that if I even send them a dollar that they can't send me to collections.....what is true???? Best answer for Can a short term loan business contact me at work or home?:
Answer by jjt
no they can't contact you at if you tell them not to they can't even call you at home if you tell them not to. you can try to work out payment installments. and it doesn't matter how little as long as you give them something
Answer by elvince
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Answer by Grace
Growing a business is a lot like raising a family. Initially all aspects of the children's lives revolve around the parents, but a gradual separation allows the children to one day stand alone. Business finances are a lot like that. http://www.quickloans.we.bs/ If you've been in business for a little while, you've probably already taken out at least one business loan. The initial business loan probably came from family members or friends and was used as seed money. They chose to make the loan because of their relationship with you and their confidence in your plan.
Answer by David
Actually--if this is for a business loan--then yes, they can contact you to get paid on the loan. They can not take you to jail because you didn't commit a crime as defaulting on a loan is not a crime unless there was criminal intent (which, according to you question, indicates no criminal intent). Sending them a dollar doesn't matter--however--you may hold off legal collection efforts by the creditor if you send "good faith" money. In other words--if you owe $ 1000--then you might be able to speak with the creditor and offer $ 250 this week as a good faith payment. Then try to pay $ 250 next month, etc. Communicating with the creditor is the best thing you can do right now. The worst thing that can happen is that they will sue you for the amount you owe. But they can absolutely contact you to collect on a BUSINESS LOAN.
Answer by Rolland
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Starting or running a business is not every one�??s cup of tea. You not only need knowledge, experience and suitable financial support to establish and run a business smoothly. However, now you should not waste your time on arranging financial support and instead should focus on the other aspects of running your business. This is because there are several lenders who offer you short term business loans in order to help you run your business smoothly.
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These are primarily short termed, unsecured and hassle free loans that could provide you instant relief from the financial owe that you may be facing right now in properly running your business. These loans are meant to help you when you face some urgent, unplanned or even previously known cash needs. The beast aspect of these loans is that you can use the money the way you want to.
Lenders do not dictate terms on how and when you should spent the borrowed money.�
Through short term business loans, you get sufficient money to meet your needs. The amount is offered on the basis of your needs as well as your repayment capacity. You also get sufficient time to repay the loan conveniently.
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To borrow these loans, you should be a permanent citizen of US. You should be at least 18 years old. You should also have a valid bank account.
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While planning to borrow any loan, the fact that intimidates us the most is the bad credit profile.
Should you ever be encountered with insolvency, bankruptcy, foreclosure, missed payments, arrears, don�??t be stressed; you are still eligible to avail these loans. This is because, lenders do not carry out any credit check to offer these loans, In addition die to absence of credit checks, the processing time gets reduces which benefits you.�
Should you be interested in applying for business installment loans, then you are required to fill in the online application. The online application is available in the lenders website. The process is very simple and quick. At any point of time, you are not asked for any collateral against your loan. Yes, this is an unsecured loan with no collateral.
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