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If your low credit score is holding you back when applying for some loans, it is time you considered applying for personal bad credit loans. These are purposely tailored to suit the needs of people with poor credit and there are various loan programs that you can pick from. Some lenders may require you to pledge some security on the loans but there are others who will offer you the cash collateral- free especially when you need just some little amount. � Choosing between various types of personal bad credit loans � Amount of cash- depending on the amount that you need to sort out your financial need, you can decide to apply for short term or long term personal loans. If such a need requires just some little amount of cash, you can apply for a short term loan and this will have a very small repayment period. For a huge amount of cash, it wise to go for a long term loan and the lender will allow you a long period of time to settle your debt. � Your financial need- there are various types of financial needs that can force one to source for funding and lenders have come up with special loan packages to suit different needs. You should therefore be in a position to choose between these or simply go for lenders who offer financial advice and they will assist you in making the best choice to fit your situation. You can apply for personal bad credit loans like: � �?� Debt consolidation loans to help you easily manage your debts �?� Auto loans to purchase a new or a second hand car �?� Student loans to help you through your education � Secured & unsecured loans- when searching for funding with a low credit score, you can also choose to apply for secured or unsecured loans. If you only require some small amount, you can apply with lenders who offer unsecured loans. If you are planning to fund a huge project, the best decision would be to apply for secured personal bad credit loans and you will easily get the cash since the lender will be convinced of full repayments. � Generally, bad credit loans are more expensive compared to other standard loans and you need to go for some amount and interest rates that you can easily handle. You can even compare lenders for better terms and interest rates. � Recommend Personal Bad Credit Loans- Apply for Cash up to 00 TopicsQuestion by summerking79: How can I get funding for a small start up business with bad credit? I would like to start a small tenant locating business but I need funding for Start-up expences, basic software and office equipment. Will I be able to get a small loan with bad credit due to student loans? about $ 5000 Best answer for How can I get funding for a small start up business with bad credit?:
Answer by airbob61@verizon.net
If you are a minority person the agency to contact is the Federal Small Business Administration to explore your eligibility for a loan or grant.
Answer by Jimmy John
2 good sites for you : www.prosper.com and http://index-go.com/government-grants-income-finance.asp good luck !
