www.cambridge-credit.org -- Part 2 of our "Life After Graduation" series. According to the New York Times, the cost of higher education has increased by a staggering 439% since the 1980s. Today's graduates carry an average of 000 in student loan debt, nearly double the amount kids left school with thirty years ago. In today's economy, you can imagine the anxiety and stress many of us are feeling while we try to get a job that will allow us to pay off the significant debts we owe.
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Question by nlnguyen1: For Direct Consolidated School Loans, what is a GRANDFATHERED repayment plan? When I choose to change my repayment plan for a direct consolidated school loan, it says: WARNING: Please Note: You are currently on the grandfathered Standard Plan . Once you change your repayment plan, you will not be able to return to one of the grandfathered repayment plans at a later date. What exactly does grandfathered mean? What am I giving up? Best answer for For Direct Consolidated School Loans, what is a GRANDFATHERED repayment plan?:
Answer by John
To grandfather means to grant such an exemption. A grandfather clause is an exception that allows an old rule to continue to apply to some existing situations, when a new rule will apply to all future situations.
