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Guarantor: There are times when bank will ask for a guarantor for a loan that is granted to an individual. This is usually done when there are no assets available for keeping as a security against the loan, or also when these assets are less than what ... Being a loan guarantor can affect your credit score
When a person go out in search of loan the most basic and important things which are considered most is, you should have a guarantor, you should have good credit history and you have to pay some fees in form of processing fees. What if we tell you about a loan in which all above three features are missing? No guarantor needed, No credit check and no hidden charges and your loan amount will be quickly approved with 12 month loans no fees. Yes this is absolutely true that people with poor credit history and people with no guarantor can apply for this loan with an ease and face their financial problem with proud.
White taking loans in today world guarantor is a must; you can�??t take loans from lender if you don�??t have the guarantor, but 12 month loans no guarantor is type of loan where you don�??t need a guarantor at all.
Through this no guarantor loans you can acquire amount from £1000 to £2500 and if your all information is accurate lender won�??t take much time to approve it and cash will be in your account within a day. Also same thing happens with bad credit history peoples, they are also won�??t get loans on easy terms, but 12 month loans no fees your credit history is totally ignored and depending upon your current situation you get loan. This type of loans repayment option is also very easy, you can select your duration when you are able to repay it according to your condition. While if you fail to pay your loan on the time you can increase your repayment time with some minimal charges levied on you. This show how flexible is this loan.Also the 12 month loans no fees are loans without fees no hidden charges are levied on you at the time of processing and your total amount of loan is transferred in your bank account without any deduction in the name of processing fees.
The process of applying for this loan is quite simple just you have fill an online application form in any lender�??s website and fill your details, make sure all your details are correct and up to mark if lender find anything wrong he won�??t approve your loan. Once lender find your all details are correct he will approve your loan amount and will be transferred in your bank account within 24 hours. If you are in urgency and want your loan amount quickly then you can pay some minimal amount and get your loan instantly in your account. So don�??t wait apply for 12 month loans no fees and finish off your all problems. More 12 month loans no fees, no guarantor, no credit check ArticlesQuestion by collegeguy1980a: Which student loan should I take? I am starting a graduate school program in August. I have an option between 2 loans from Discover. One is a private loan with a variable interest rate and no fees. The other is the Federal PLUS loan with a fixed interest rate and a 3% origination fee. Which loan should I do? Private loan: �?�Variable interest rate (Prime plus 2.75% - currently that is 6.00%) �?�0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account �?�Zero origination fees �?�Zero guarantor fees �?�Zero prepayment fees �?�Zero payments until 6 months after graduation or enrollment in school less than half-time �?�15 year repayment period �?�2% reduction of principal balance upon graduation Federal PLUS loan: �?�8.25% fixed interest rate �?�0.25% repayment interest rate credit when payments are set up for automatic debit from a bank account �?�3% origination fee �?�Zero guarantor fees �?�Zero prepayment fees �?�Payments typically begin within 60 days after final disbursement; you have the option to defer payments while your student is enrolled at least half-time �?�10 to 25 year repayment period Best answer for Which student loan should I take?:
Answer by Reena
Stay witht he Federal Plus loan because it is a fixed rate. While the Prime rate is pretty low right now there is no guarantee that it won't rise and be a lot higher when your student loan comes due for repayment. Use the money wisely.... you need a career that allows you to pay off that loan within 5 to 10 years. No use wasting thousands on student loans to get a job that only makes 40K a year. The United States has over 80 000 "missing" Engineers. There is a field with a guaranteed 100K plus income a year and you will get job offers from employers... no need to apply. (They have been known to pay off your student loans as a bonus...) But... it requires intelligence and MATH classes.
